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API Platform

Embed Value-Added Services Into Your Product

SageCloud is an API-first platform that allows large & small scale businesses, banks, and fintechs to embed value-added financial services directly into their applications

Available Services

Launch new revenue streams through our API ecosystem

Airtime & Data

Offer mobile airtime and data bundles across major networks.

Utility Payments

Enable bill payments for electricity, water, internet, and more.

Bulk SMS

Send campaigns to customers with delivery tracking and analytics.

KYC Services

BVN and NIN verification for compliance and user onboarding.

Wallet-Backed Funding

Centralized wallet controls and approval workflows.

Bulk Airtime & Data

Distribute to customers and employees at scale.

Why It Matters

Launch new revenue lines without complex backend systems

Zero Backend Complexity

We manage all the infrastructure and complexity.

Instant Integration

REST APIs with SDKs in your preferred language.

Fully Compliant

All services licensed and regulatory compliant.

API Benefits

  • Real-time transaction status
  • Webhook notifications
  • Detailed analytics & reporting
  • Sandbox environment
  • Rate limiting per tier
  • 99.9% uptime SLA

Enterprise-Grade Features

Built for institutional operations teams

Role-Based Access

Granular permissions for different team members.

Transaction Visibility

Real-time and historical transaction reports.

Institution Branding

White-label platform with your branding.

Approval Workflows

Multi-level approval for transactions.

Compliance & Security

  • PCI-DSS certified
  • End-to-end encryption
  • Audit logs & trails
  • Data residency options
  • Incident response SLA
  • Regular penetration testing

Who It's For

Built for developers and product teams

Fintechs & SaaS

Add financial services to your product without managing infrastructure.

Banks & OFIs

Modernize your offering with a flexible, scalable API platform.

Enterprises

Integrate into your custom applications for your specific needs.

Common Use Cases

How organizations use SageCloud Business

Employee Engagement

Provide airtime and data to employees as benefits.

Customer Loyalty

Reward customers with airtime or data bundles.

Bulk Bill Payments

Manage utility payments across multiple locations.

Distribution Networks

Manage payments and recharges for distributors.

Campaign Marketing

Send bulk SMS campaigns with targeting.

Expense Management

Track and approve telecommunications expenses.

Developer Resources

Everything you need to integrate SageCloud

API Documentation

Complete endpoint reference with code examples and best practices.

SDKs & Libraries

Official libraries for Node.js, Python, PHP, and more.

Sandbox Environment

Test integrations without affecting production data.

Webhook Support

Real-time event notifications for your application.

Ready to Embed Financial Services?

Start exploring our APIs or talk to our team about your integration needs.